@thesis{thesis,
		author={Salma Haqqi Akhtarunnisa  Salma Haqqi and Utami  Datien Eriska},
		title ={PENERAPAN MODEL UTAUT (UNIFIED THEORY OF ACCEPTANCE AND USE OF TECHNOLOGY) TERHADAP PERILAKU PENGGUNA QRIS DI KOTA SURAKARTA (Studi pada Generasi Z di Surakarta)},
		year={2024},
		url={http://eprints.iain-surakarta.ac.id/10436/},
		abstract={}
		}