@thesis{thesis,
		author={AZ ZHARAH  MAHARDANI SALSABILLA and Waluyo  Waluyo},
		title ={PENGARUH NON PERFORMING FINANCING (NPF), FINANCING TO DEPOSIT
RATIO (FDR), DAN BIAYA OPERASIONAL PADA PENDAPATAN
OPERASIONAL (BOPO) TERHADAP RETURN ON ASSET (ROA)
BANK MUAMALAT INDONESIA TAHUN 2018-2022},
		year={2024},
		url={http://eprints.iain-surakarta.ac.id/10443/},
		abstract={}
		}