@thesis{thesis,
		author={Mukti  Varadiva Hamidah},
		title ={Pengaruh Sikap Keuangan Dan Literasi Keuangan Terhadap Perencanaan Keuangan Keluarga Dengan Pendapatan Sebagai Variabel Moderasi},
		year={2023},
		url={http://eprints.perbanas.ac.id/10901/},
		abstract={Family financial planning is a process that can be carried out by a family to prepare for its financial goals in the future. Financial planning will help families determine the financial goals that a family wants to achieve. The thing that distinguishes the success of family financial planning in the future can be seen from the way or behavior of the person in making decisions. This study aims to examine the effect of financial attitudes, financial literacy, and income on family financial planning in the Pasuruan Regency. The number of respondents from this study was 100 respondents with the criteria of being a family financial manager, having a minimum total family income of IDR 4,000,000 per month and domiciled in Pasuruan Regency. The sampling technique uses non random (non probabilistic), namely purposive sampling technique. The analysis technique used in this study is SEM-PLS (Structural Equation Model-Partial Least Square) using the Smart PLS 3.0 program. The results of this study explain that financial attitude has a significant positive effect on family financial planning, financial literacy has no significant effect on family financial planning, income has no significant effect on family financial planning, and income does not moderate financial literacy on family financial planning.}
		}