@thesis{thesis,
		author={Giri  Tomiwilchar Christofel Mariano},
		title ={Pengaruh Risiko Usaha Terhadap Profitabilias Pada Bank Umum Swasta Nasional Devisa Yang Terdaftar di Bursa Efek  Indonesia},
		year={2023},
		url={http://eprints.perbanas.ac.id/10985/},
		abstract={The purpose of this study was to measure the variables QR, IPR, NPL, APB, IRR, PDN, BOPO and FBIR whether they simultaneously have a significant effect on ROA. The population used in this research is National Foreign Exchange Private Commercial Banks Registered on the Indonesia Stock Exchange, the sampling technique uses purposive sampling, and data collection uses the documentation method. The analysis used is multiple linear analysis techniques. The samples selected in this study were four banks, namely PT Bank Artha Graha Internasional, Tbk, PT Bank BTPN, Tbk, PT Bank Mayapada Internasional, Tbk and PT Bank Maybank, Tbk. The results of this study indicate that QR, IPR, NPL, APB, IRR, PDN, BOPO and FBIR simultaneously have a significant effect on ROA. Partially IPR and FBIR have no significant negative effect on ROA. QR and APB have no significant positive effect on ROA. NPL and BOPO have a significant negative effect on ROA. IRR and PDN partially have a significant positive effect on ROA.
Keywords: Liquidity Risk, Credit Risk, Market Risk, Operational Risk.}
		}