@thesis{thesis,
		author={Muhammad  Rifky Almachbubie},
		title ={Pengaruh Likuiditas, Kualitas Aset, Sensitivitas, dan Efisiensi Terhadap Profitabilitas pada Bank Pembangunan Daerah Konvensional},
		year={2021},
		url={http://eprints.perbanas.ac.id/8354/},
		abstract={Banks are financial institutions whose main activity is to collect funds from the public and channel these funds back to the public in the form of credit or other services. The purpose of this study was to examine the influence of Loan to Deposit Ratio (LDR), Loan to Asset Ratio (LAR), Investing Policy Ratio (IPR), Non Performing Loan (NPL), Problem Earning Assets (APB), Interest Rate Ratio ( IRR), Operating Expenses and Operating Income (BOPO), and Fee Based Income Ratio (FBIR) to Return On Assets (ROA) simultaneously and partially. The period in this study is from the first quarter, 2015 to the fourth quarter, 2020. The subject of this research is the Conventional Regional Development Bank. The sampling technique used purposive sampling, namely the Bengkulu Regional Development Bank, Lampung Regional Development Bank, and Central Kalimantan Regional Development Bank. This type of data uses secondary research and data collection is documentation. The analysis used is multiple linear regression. The results of this study explain that 1) LDR, LAR, IPR, NPL, APB, IRR, BOPO, and FBIR simultaneously have a significant effect on ROA. 2) LDR, IPR, APB, and IRR partially have an insignificant negative effect on ROA. 3) NPL and BOPO partially have a significant negative effect on ROA. 4) LAR partially has no significant positive effect on ROA. 4) FBIR partially has a significant positive effect on ROA. 5) BOPO is the most dominant variable on ROA.

Keywords : Liquidity, Asset Quality, Sensitivity, Efficiency, Profitability, Conventional Regional Development Banks.}
		}