@thesis{thesis, author={Rachmawati Berliana}, title ={PERBEDAAN KINERJA KEUANGAN PERUSAHAAN PEMBIAYAAN SEBELUM DAN SELAMA PANDEMI CORONAVIRUS DI INDONESIA}, year={2023}, url={http://eprints.stiebankbpdjateng.ac.id/1030/}, abstract={The entry of the Coronavirus in Indonesia certainly has such a big impact on aspects in life society. Not only had impact on one aspect, but the Coronavirus had shake up almost all existing aspects, especially the financial aspects like banking, insurance and financing. This study aims to compare the performance of Financing Companies before and during the Coronavirus. The population of this study is Finance Companies listed on the Indonesia Stock Exchange (IDX) with a sample of 15 companies. This study uses a different test with a period of 2 years before the Coronavirus (2018 ? 2019) and 2 years after the Coronavirus entered (2020 ? 2021). The analysis technique this study is Descriptive Statistics, Normality Test and Wilcoxon Signed Test. With ratios Return On Assets (ROA), Return On Equity (ROE), Net Profit Margin (NPM), Gross Profit Margin (GPM), and Operating Costs and Operating Income (BOPO). The results showed that there were significant differences in the ratios of ROA, ROE and BOPO, but no differences in the ratios of NPM and GPM before and during the Coronavirus pandemic.} }