@thesis{thesis, author={Syaraj Kamala Enma}, title ={PENGARUH MAKROEKONOMI TERHADAP PEMBIAYAAN BERMASALAH PADA BANK UMUM SYARIAH DI INDONESIA PERIODE 2018-2022}, year={2023}, url={http://eprints.stiebankbpdjateng.ac.id/1043/}, abstract={This study was submitted to to empirically test the effect of inflation, interest rates, Gross Domestic Product (GDP), and Industrial Production Index (IPI) on Non Perfoming Financing at Islamic Commercial Banks in Indonesia registered with the Financial Services Authority for the period 2018-2021. The population in this study were 15 Islamic Commercial Banks registered with the OJK and those included in the research criteria were 13 samples of Islamic Commercial Banks registered with the OJK for the period 2018-2021. The data used is annual data obtained from the official website of the Financial Services Authority and the Central Bureau of Statistics. The method used is a quantitative approach with purposive sampling as a determinant of the sample of this study. The research data was analyzed by multiple linear regression using the SPSS software application. Based on the results of the t (partial) test, it can be concluded that the results of the research that have been carried out, namely inflation, interest rates, GDP, and IPI have no effect on Non Perfoming Financing in Indonesia because the higher the growth rate of Inflation, GDP, Interest Rates, and IPI, the higher the level of Non Perfoming Financing and vice versa} }