@thesis{thesis, author={Sucilia Siska}, title ={PENGARUH NPF DAN FDR TERHADAP CAR DAN DAMPAKNYA TERHADAP ROA SELAMA PANDEMI COVID 19 PADA PERBANKAN SYARIAH DI INDONESIA}, year={2023}, url={http://eprints.stiebankbpdjateng.ac.id/1086/}, abstract={Bank Indonesia's (BI) efforts in responding to the Covid-19 pandemic are carrying out risk mitigation policies by providing regulatory stimulus to maintain banking system stability in the form of financing relaxation policies or relief in customer financing installments. This research was conducted with the intention of knowing broadly about the direct and indirect effects of the independent Variabels and the dependent Variabel through mediating Variabels. This research is a type of exploratory research using non-probability sampling technique, namely purposive sampling technique. The number of samples used was 40 data from Islamic banking companies that published financial reports for the 2017-2021 period. Statistical testing of research data uses path analysis. The results of this study indicate that NPF has a negative effect on ROA, FDR has no effect on ROA, CAR is unable to mediate the relationship between the influence of NPF on ROA and CAR is unable to mediate the relationship between the influence of FDR on ROA.} }