@thesis{thesis, author={Putri Riska Amalia}, title ={PENGARUH KREDIT BERMASALAH, LIKUIDITAS DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL (BOPO) TERHADAP PROFITABILITAS (Studi Kasus Pada Bank Umum Konvensional Yang Terdaftar Di Bursa Efek Indonesia Periode 2020-2022)}, year={2023}, url={http://eprints.stiebankbpdjateng.ac.id/1335/}, abstract={The purpose of this study was to determine the effect of Credit Risk, Liquidity, and Operational Income Operating Costs (BOPO) on Profitability. The approach used in this research is quantitative, which is carried out on banks listed on the IDX, using secondary data based on annual times series. The population in this study are general banking companies and registered on the IDX 2020 ? 2022. This study used a purposive sampling method to obtain 34 banks according to the criteria. The data source used is the annual report. The research data analysis method is multiple linear regression analysis processed using IBM SPSS 22. Based on the results of testing the data shows that: Credit Risk have no effect on Profitability, Liquidity has no effect on Profitability, Operating Costs Operating Income (BOPO) has a positive effect on Profitability at Conventional Commercial Banks. Keywords: Credit Risk, Liquidity, Operational Income Operating Costs (BOPO), Return On Assets (ROA).} }