@thesis{thesis,
		author={Widiasningrum  Nadya},
		title ={Pengaruh Faktor Makroekonomi Dan Fundamental Bank Terhadap NPL Pada Bank Umum Konvensional Di Indonesia Yang Terdaftar BEI Tahun 2020-2022},
		year={2023},
		url={http://eprints.stiebankbpdjateng.ac.id/1408/},
		abstract={Abstract
Non-Performing Loan (NPL) is a risk caused by customers having difficulty paying off 
loans with interest according to the agreed terms. The purpose of this study is to see whether 
there is an influence or not from macroeconomic factors, namely inflation and the BI Rate, as 
well as fundamental factors, namely CAR on NPLs at conventional commercial banks listed 
on the IDX. This study uses 120 data samples of conventional banks on the IDX that have 
published their financial reports at the OJK in 2020-2022. Sources of data in this study used 
secondary data with a purposive sampling data collection technique. Multiple linear 
regression analysis was used in this study with the help of the SPSS 22 program. After 
processing the data, it was found that the BI Rate variable had a significant positive effect on 
NPL, while the inflation and CAR variables had a significant negative effect on NPL.
Keyword : NPL, Inflation, Interest Rate, CAR, Covid-19}
		}