@thesis{thesis,
		author={Khariroh  Nor},
		title ={Analisis Pengaruh Risiko Kredit, Permodalan, Likuiditas, Efisiensi Operasional, Dan Risiko Pasar Terhadap Profitabilitas (Studi Empiris Pada Perusahaan Perbankan Yang Terdaftar Di Bei)},
		year={2012},
		url={http://eprints.stiebankbpdjateng.ac.id/1582/},
		abstract={For a bank as an institute of intermediary, profitability is very important thing because with high profitability, the bank can reach its purpose to keep and carry its effort or operational activities. With high profitability, the bank also shows its best performance. Beside that the quality of finance performance of a bank is a measure of   investors to invest their money. It is important to know of banks 
profitability, so its need to know factors that influence it. This research is intended to know that that whether credit risk (NPL), capital (CAR), liquidity (QR), operational efficiency (BOPO) and market risk (NIM) has  influence on ROA. Population in this research is 34 banks which are listed in Indonesian stock exchange. Sample in this research is 23 banks which are listed in Indonesian 
stock exchange from 2006-2010 with using purposive sampling method.  Test tool use in this research is multiple linear regression analysis, F test and T test with significant level 5% (?=0,05). T test result proved that credit risk is measured by npl has negative and significant influence on roa, capital is measured by car has no significant influence on roa, liquidity is measured by qr has positive and 
significant influence on roa, operational efficiency is measured by bopo has negative and significant influence on roa,  and market risk is measured by nim has positive and significant influence on roa.}
		}