@thesis{thesis, author={Wiranata Felix}, title ={Penyaluran kredit sebelum dan selama pandemi COVID-19 pada UMKM tahun 2017-2021}, year={2023}, url={http://eprints.ukmc.ac.id/9762/}, abstract={Abstract This study aims to determine differences in lending to UMKM before and during the COVID-19 pandemic during the period 2017 to 2021. The data used is secondary data. The population in this study are UMKM in Indonesia. The sampling technique in this study is purposive sampling so that the UMKM credit data used is monthly data. Hypothesis testing is done by Paired Sample T-test. The results of the study show that there are significant differences in the amount of credit disbursed to UMKM before and during the COVID-19 pandemic. Keywords: COVID-19 Pandemic, Lending, UMKM} }