@thesis{thesis,
		author={TRENGGONO  BESARI},
		title ={Pengaruh Penggunaaii Debit Card Dan E-Money Terhadap Perilaku Konsumtif Mahasiswa (Studi Kasus Pada Mahasiswa Prodi D3 Perbankan Dan Keuangan Universitas Merdeka Malang)},
		year={2023},
		url={https://eprints.unmer.ac.id/id/eprint/3840/},
		abstract={This study aims to determine the effect of using Debit Cards and EMone  on the consumptive behavior of D3 Banking and Finance students at Merdeka University of Malang partially or simultaneously. The sampling technique uses purposive sampling and data collection uses a questionnaire. The data analysis technique used is multiple linear regression analysis which shows that partially and simultaneously the Debit Card and E-Money variables have a significant effect on student consumptive behavior.}
		}