@thesis{thesis,
		author={Suminar  Dyah Sriratnayanti},
		title ={Analisis Pengaruh Kebijakan Kredit Terhadap Tingkat NPL (Studi Kasus Bank X)},
		year={2009},
		url={http://repository.ibs.ac.id/1591/},
		abstract={The objective of this research is to analyze the effect of credit policy to Non
Performing Loan (NPL) rate in Bank X This research is used financial ratio and Non
Performing Loan rate comparison analysis for the last two years. The technical
analysis for this research is descriptive approach. Based on the analysis showed that
the credit policy and the working program in Bank X is relatively successful to
decrease the NPL rate for the last two years. This situation indicates that Bank X is
quiet credible to be an Anchor Bank if the company could maintain the NPL rate
under 5% and keep the Good Corporate Governance for the next two years.
Keywords: NP L, Anchor Bank, Credit Policy.}
		}