@thesis{thesis,
		author={Pramita  Dewandaru Agung},
		title ={Perhitungan Risiko Pembiayaan Dengan Pendekatan Creditrisk+ Pada BPRS Al Barokah Periode Oktober 2008},
		year={2010},
		url={http://repository.ibs.ac.id/1601/},
		abstract={The main purpose of this study is to calculate the risk of financing by using CreditRisk+  method  and  to  conclude  whether  CreditRisk+  method  is  feasible  if used by BPRS Al Barokah. VAR or unexpected loss and PPAP are compared with NPF.  The  result  is  to  be  used  in  concluding  whether  CreditRisk+  method  is feasible if used by BPRS Al Barokah.
This study is case study in BPRS Al Barokah. Data used in this study are qualitative  and  quantitative  data.  Quantitative  data  are  the  financing  position  of each  financing  product  at  September  2008,  collectibility  rate  of  each  obligor  in each  financing  product  at  September  2008,    PPAP  and  NPF  at  October  2008. Qualitative data is from interview
In conclusion, CreditRisk+ method is feasible if used by BPRS Al Barokah because  the  difference  between  VAR  and  NPF  is  positive  (pesimistic)  while  the difference between PPAP and NPF is negative (optimistic).  
Keywords :  CreditRisk+, PPAP, NPF, real loss, VAR or unexpected loss}
		}