@thesis{thesis, author={Wibowo Bramasto Ari}, title ={Analisa Faktor-Faktor Yang Mempengaruhi Profitabilitas (ROE) Bank Syariah : Studi Kasus Pada Tiga Bank Umum Syariah Di Indonesia Periode 2005-2007}, year={2009}, url={http://repository.ibs.ac.id/1613/}, abstract={This study concerns with the recent government policy on Islamic banking in term of Capital Adequacy Ratio, Loan to Deposit Ratio/Financing to Deposit Ratio. BOPO ratio, and Non Performing Financing. It is especially aims at analyzing: 1) the correlation between Capital Adequacy Ratio, Loan to Deposit Ratio/Financing to Deposit Ratio, BOPO ratio, and Non Performing Financing on one side and bank profitability in terms ROE on the other, 2) the dominant variable(s) which influences profitability. The unit of analysis in this case is common Islamic bank in Indonesia during the period of 2005-2007. Descriptive as well as regression analyses are employed in this study using a five-percent confidence level. The result reveal that first, Capital Adequacy Ratio, Loan to Deposit Ratio/Financing to Deposit Ratio, BOPO ratio, and Non Performing Financing proved to affect ROE significantly. Second, Loan to Deposit Ratio/Financing to Deposit Ratio and Non Performing Financing does not have strong correlation with ROE.} }