@thesis{thesis,
		author={Sariwening  Kardina},
		title ={Pengaruh Rasio Likuiditas, Kecukupan Modal Dan Efisiensi Operasional Terhadap Kinerja Keuangan Bank Suatu Studi Komparatif Pada Bank Umum Nasional Dan Bank Asing},
		year={2018},
		url={http://repository.ibs.ac.id/169/},
		abstract={This study aimes to examine the factors that affect the performance of banks listed in Indonesia  Stock  Exhange.  This  research  is  perfume  an  order  to  test  the  influence  of  the variable   Capital   Adequancy  Ratio   (CAR),   Loan   to   Deposit   Ratio   (LDR),   and  Beban Operasional  Pendapatan  Operasional  (BOPO)  partially  on  bank  performance,  which  was measured  by  Return  On Asset  (ROA).  This  research  is  using  purposive  sampling  technique, involving 30 public listed Commercial Banks in Indonesia and 10 Foreign Banks that operate in Indonesia as samples in the observation period 2011?2015
The  data  was  analysedwith  multiple  regression  method  and  the  data  type  used  is secondary  data  obtained  from publication  of  the financial  statements  at  banking  companies in   www.idx.co.id,   www.ojk.go.id,   and   www.bi.go.id.   this   research   was   divided   the observation  into  three  groups  of  data  in  which  first  data  group  are  Commercial  Banks  andForeign Banks, the second groupis Commercial Banks and the third groupis Foreign Banks. The result of this research showed that CAR has positive and significant effect on ROA in the first  andsecond  groups  of  data,  LDR  only has  positive  and  significant  effect  on ROA  in  the third  groups  of  data,  and  BOPO  has  negatively  and  significant  effect  on  the  third  data  of groups.
Keywords  :  Capital  Adequancy  Ratio,  Loan  to  Deposit  Ratio,  Operational  Efficiency, Retun On Assets.}
		}