@thesis{thesis, author={Aisah Beladina}, title ={Analisis Pengaruh Non Performing Financing, Financing To Deposit Ratio, Biaya Operasional Pendapatan Operasional Terhadap Profitabilitas (ROA) Pada Bank Umum Syariah (Periode 2012-2015)}, year={2018}, url={http://repository.ibs.ac.id/239/}, abstract={} }