@thesis{thesis,
		author={Pawestri  Hayanis Dias},
		title ={Peningkatan Efisiensi Pada Bank Umum Kegiatan Usaha 3 Dan 4 Periode 2010-2014 Melalui Penilaian Kualitas Asset, Likuiditas, Checking Account & Saving Account Dan Fee Based Income},
		year={2016},
		url={http://repository.ibs.ac.id/810/},
		abstract={This study aims to determine the effect of asset quality assessment, liqudity management, checking account & saving acount, and fee based income on the efficiency which category Bank Umum Kegiatan Usaha (BUKU) 3 and4 in 2010  until 2014 periods. Data used in this research were obtained from bank report. The number of sample for this research is 11 banks. Analyze technique used for this research is multiple linier regression.
This research has been analyzed usingEViews 7.1 program, and the result indicate  that  Non  Performing  Loan  have  a  positive  and  significant  effect  to effieciency(BOPO),  Fee  Based  Income  have  a  negative  and  significant  effect  to efficiency  (BOPO) while Loan to Deposit Ratio and  Checking Account &  Saving Account (CASA) haveanegative but no significant effect to efficiency (BOPO). Keywords        : BOPO, NPL, LDR, CASA and Fee Based Income}
		}