@thesis{thesis, author={indah stella puspita}, title ={PENGARUH PENYALURAN KREDIT PRODUKTIF DAN NON PERFORMING LOANS TERHADAP PROFITABILITAS PADA PT. BANK SULSELBAR CABANG PALOPO}, year={2021}, url={http://repository.umpalopo.ac.id/1053/}, abstract={This study aims to examine the effect of productive and non-performing loans on profitability at PT. Bank Sulselbar, Palopo Branch. The population chosen in this study is the financial statement data of PT. Bank Sulselbar Palopo Branch 2009-2019. The sample in this study is the financial report data of PT. Bank Sulselbar Palopo Branch 2015-2019. The data analysis method used is multiple linear regression analysis. The results showed that from the results of partial testing it can be concluded that productive credit distribution has a positive effect on profitability at PT. Bank Sulselbar, Palopo Branch. From the partial test results it can be concluded that non performing loans negatively affect the profitability of PT. Bank Sulselbar, Palopo Branch. From the results of simultaneous testing conducted, the authors prove that there is a significant effect of simultaneous distribution of productive loans and non-performing loans to profitability at PT. Bank Sulselbar, Palopo Branch. Keywords: productive credit, NPL, profitability} }