@thesis{thesis,
		author={Andini Nur  Babul Jannah},
		title ={Juridical Study Of Online Loans In The Perspective Of Civil Law},
		year={2022},
		url={http://repository.undar.ac.id/id/eprint/2555/},
		abstract={The purpose of this research is to keep up with the times from year to year to make the economy in the field of technology have increased progress. For the welfare of the community in realizing a better financial situation. This is proven by the presence of fintech (financial technology), which is an innovation in the financial services industry that utilizes the use of technology. This fintech online loan business practice is only a forum that connects the interests of both parties, lenders and borrowers. So that the lender does not need to meet directly with the borrower. However, to get a money loan online, the borrower must include a photo of the e-KTP and take a selfie holding the e-KTP and fill in several identities as collateral to borrow money. In contrast to loans from conventional banks, borrowers must provide material guarantees in order to gain more trust from the lender. In conducting this research, the author uses a normative juridical approach research method that refers to written laws and regulations or other legal materials, which are related to the problem. Judging from the legal aspect, the user and the service provider have mutually agreed on the loan agreement, then the provisions of Article 1338 of the Civil Code apply.
Keywords: Loan law, Fintech.}
		}