Pengaruh Gaya Hidup, Niat Berperilaku, dan Locus of Control terhadap Pengelolaan Keuangan pada Masyarakat
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Institusion
Sekolah Tinggi Ilmu Ekonomi Perbanas Surabaya
Author
Gemasih, Falda Elok
Subject
330 - ECONOMICS
Datestamp
2023-05-23 08:11:12
Abstract :
Financial management is the attitude of someone who able to manage current and future finances to meet all their life needs. This study aims to examine the influence of lifestyle, behavioral intention, and locus of control on financial management in society. The number of respondents in this study are 187. The respondents are from Surabaya City, Gresik Regency, Sidoarjo Regency, and Mojokerto Regency. Respondent data was collected by questionnaire using judgmental (purposive) sampling and convenience sampling techniques. The data analysis technique used is structural equation modeling with partial least squares (SEM-PLS) using the WarpPLS 7.0 program. The results of the study explain that lifestyle has a significant positive effect on financial management, behavioral intention has a significant positive effect on financial management, and locus of control has a significant positive effect on financial management in society. Keywords: Financial Management, Lifestyle, Behavioral Intentions, and Locus of Control
Financial management is the attitude of someone who able to manage current and future finances to meet all their life needs. This study aims to examine the influence of lifestyle, behavioral intention, and locus of control on financial management in society. The number of respondents in this study are 187. The respondents are from Surabaya City, Gresik Regency, Sidoarjo Regency, and Mojokerto Regency. Respondent data was collected by questionnaire using judgmental (purposive) sampling and convenience sampling techniques. The data analysis technique used is structural equation modeling with partial least squares (SEM-PLS) using the WarpPLS 7.0 program. The results of the study explain that lifestyle has a significant positive effect on financial management, behavioral intention has a significant positive effect on financial management, and locus of control has a significant positive effect on financial management in society. Keywords: Financial Management, Lifestyle, Behavioral Intentions, and Locus of Control
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