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PENGARUH LITERASI KEUANGAN, LOCUS OF CONTROL, DAN FINANCIAL ATTITUDE TERHADAP FINANCIAL MANAGEMENT BEHAVIOR DENGAN FINANCIAL TECHNOLOGY SEBAGAI VARIABEL MODERASI (Studi Pada Mahasiswa STIE Bank BPD Jateng)
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Institusion
Sekolah Tinggi Ilmu Ekonomi Bank Bpd Jawa Tengah
Author
Nur Hidayah, Tri
Subject
H Social Sciences (General) 
Datestamp
2023-07-04 02:02:07 
Abstract :
Financial Management Behavior is a behavior in managing finances that can be used to make financial decisions in order to obtain financial well-being. The purpose of the study was to examine the effect of financial literacy, locus of control and financial attitude on financial management behavior with financial technology as a moderating variable. The method used in this research is quantitative through a questionnaire. The sample is 100 respondents. The sampling method uses a purposive sampling technique. The analysis data in this research is using SmartPLS. The results of this study indicate that financial literacy has no effect on financial management behavior and locus of control and financial attitude have a significant positive effect on the financial management behavior of STIE Bank BPD Jateng students. While the role of financial technology moderates (weakens) the effect of financial literacy on financial management behavior of STIE Bank BPD Jateng students and the role of financial technology doesn?t moderate the effect of locus of control and financial attitude on financial management behavior of STIE Bank BPD Jateng students. 
Institution Info

Sekolah Tinggi Ilmu Ekonomi Bank Bpd Jawa Tengah