PERAN BANK DAERAH DALAM UPAYA MEMBANGKITKAN EKONOMI UMKM PADA MASA COVID-19
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Institusion
Sekolah Tinggi Ilmu Ekonomi Bank Bpd Jawa Tengah
Author
Vendrian, Ferdy
Subject
H Social Sciences (General)
Datestamp
2023-07-04 02:03:17
Abstract :
The role of the Bank in developing MSME is very important, especially regarding capital and financing. MSMEs need support from financial institutions, especially the banking sector. The Covid-19 pandemic has put quite heavy pressure on banks, especially credit risk. Therefore, the researchers conducted a study entitled The Role of Regional Banks in Efforts to Revive the Post-Covid-19 MSME Economy. This type of research is a case study with a qualitative approach using descriptive methods. The research results were obtained through evaluation by comparing the results of interviews, observations and documents as well as drawing conclusions and providing recommendations based on the results of the research. The results of the research show that Bank Jateng is carrying out digital transformation as the first strategy so that Bank Jateng can survive amid the Covid-19 pandemic. The second strategy is to strengthen risk management because during the pandemic, banks were faced with the possibility of credit restructuring. The third is people where employees at Bank Jateng must be literate in technology and some of the efforts that have been made by Bank Jateng.
The role of the Bank in developing MSME is very important, especially regarding capital and financing. MSMEs need support from financial institutions, especially the banking sector. The Covid-19 pandemic has put quite heavy pressure on banks, especially credit risk. Therefore, the researchers conducted a study entitled The Role of Regional Banks in Efforts to Revive the Post-Covid-19 MSME Economy. This type of research is a case study with a qualitative approach using descriptive methods. The research results were obtained through evaluation by comparing the results of interviews, observations and documents as well as drawing conclusions and providing recommendations based on the results of the research. The results of the research show that Bank Jateng is carrying out digital transformation as the first strategy so that Bank Jateng can survive amid the Covid-19 pandemic. The second strategy is to strengthen risk management because during the pandemic, banks were faced with the possibility of credit restructuring. The third is people where employees at Bank Jateng must be literate in technology and some of the efforts that have been made by Bank Jateng.
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