ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI DEFAULT KREDIT USAHA RAKYAT (KUR) BANK JATENG CABANG TEGAL
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Institusion
Sekolah Tinggi Ilmu Ekonomi Bank Bpd Jawa Tengah
Author
Satria Mardhani, Yogie
Subject
H Social Sciences (General)
Datestamp
2023-07-03 06:39:46
Abstract :
This study aims to analyze the factors that influence credit default or default in the KUR program at Bank Jateng, Tegal Branch. The variables used in this study are age, education level, sales turnover, length of business, loan amount and loan period for MSME actors. A total of 90 KUR Bank Jateng Tegal branch customers were taken as samples by purposive sampling. Logistic regression analysis has been used to analyze the data for this study. The results showed that education level, turnover, and loan period had a negative effect on KUR credit defaults at Bank Jateng, Tegal Branch. Meanwhile, the length of business and loans have a positive effect on KUR default or bad credit at Bank Jateng, Tegal Branch.
This study aims to analyze the factors that influence credit default or default in the KUR program at Bank Jateng, Tegal Branch. The variables used in this study are age, education level, sales turnover, length of business, loan amount and loan period for MSME actors. A total of 90 KUR Bank Jateng Tegal branch customers were taken as samples by purposive sampling. Logistic regression analysis has been used to analyze the data for this study. The results showed that education level, turnover, and loan period had a negative effect on KUR credit defaults at Bank Jateng, Tegal Branch. Meanwhile, the length of business and loans have a positive effect on KUR default or bad credit at Bank Jateng, Tegal Branch.
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