Abstract :
This study aims to determine the effect of musyarakah, mudharabah, murabaha, and nonperforming financing on the profitability of Islamic banks in Indonesia. The research data
is secondary data that is used sourced from annual reports that have been published at the
Financial Services Authority (OJK) and their respective official websites. The population
in this study includes Islamic commercial banks registered with the Financial Services
Authority in 2018 ? 2022 using the purposive sampling method in order to obtain a sample
of 8 banks/year. The method of data analysis in this study is multiple linear regression
analysis using the help of the Statistical Program for Social Science (SPSS) version 26
software. Based on the results of the study, Musyarakah has a negative effect on
profitability, Mudharabah has a positive effect on profitability, Murabahah has no effect
on profitability, Non Performing Finance has a positive effect on profitability.