Abstract :
This study expects to decide the impact of Bi Rate, Gross domestic product, and Expansion on
the awful credits of Indonesian traditional banks recorded on the IDX in 2018 - 2022. The
exploration test incorporates examined regular banks recorded on the Indonesian stock trade
in 2018 - 2022 and the technique utilized in this examination is purposive examining strategy.
This exploration utilizes a quantitative methodology. The information utilized is as optional
information as yearly monetary reports with an example of 215 information from 43 banks.
The insightful technique utilized is various straight relapse strategy which is handled utilizing
SPSS,19. The outcomes showed that the BIRate, Gross domestic product and expansion factors affected NPL.