Pengaruh Suku Bunga, Inflasi, dan Jumlah Penghasilan Debitur Terhadap Permintaan Kredit Konsumtif (studi Kasus Pada PT Bank Jateng Capem Ps. Satrio Wibowo)
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Institusion

Sekolah Tinggi Ilmu Ekonomi Bank Bpd Jawa Tengah

Author

Wardhani, Arinda Widya

Subject

H Social Sciences (General) 

Datestamp

2024-02-07 02:09:05 

Abstract :
Consumer credit demand is very important to sustain in the banking sector. Besides profit consumer credit demand also contributed positively to the growth of the economy. This study aimed to analyze the effect of interest rates, inflation, and the amount of income the debtor on consumer credit demand. The object of research is PT Bank Central Java Semarang Capem Ps Satrio Wibowo focusing on interest rates, inflation, and the amount of income the debtor on consumer credit demand. The level of data analysis using Multiple Linear Regression Analysis. From the results of statistical tests indicate that interest rates negatively affect the demand for consumer credit, inflation does not affect the demand for consumer credit, while the amount of income the debtor effect on demand for consumer 2 credit. Adjusted R value of the contribution of interest rates, inflation, and the amount of income the debtor on consumer credit demand by 51.3%. 

File :
A.12.12. ARINDA WIDYA.pdf