Pengaruh Inklusi Keuangan, Literasi Keuangan, Terhadap Kinerja Umkm Dengan Penggunaan Financial Technology Sebagai Variabel Intervening Pada UMKM Di Kabupaten Kudus
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Institusion

Sekolah Tinggi Ilmu Ekonomi Bank Bpd Jawa Tengah

Author

Zanah, Dewi Noor

Subject

H Social Sciences (General) 

Datestamp

2024-02-26 06:19:18 

Abstract :
This quantitative research was conducted to determine the effect of financial inclusion and financial literacy on MSME performance, to determine the effect of financial inclusion and financial literacy on financial technology, to determine the effect of financial technology on MSME performance, and to determine the effect of financial inclusion and financial literacy on MSME performance mediated by financial technology. The sample tool was taken from MSME players in Kudus Regency. The accidental sampling method was used to collect data, using questionnaires distributed to 93 business people. Primary data is processed through the SmartPLS 4.0 application. The results showed that financial inclusion has a positive and significant effect on MSME performance, financial literacy has no positive and significant effect on MSME performance, financial inclusion has no positive and significant effect on the use of financial technology, financial literacy has a positive and significant effect on the use of financial technology, the use of financial technology has a positive and significant effect on MSME performance, financial inclusion has no positive and significant effect on MSME performance through the variable use of financial technology, and financial literacy has a positive and significant effect on MSME performance through the variable use of financial technology. Keywords: financial inclusion, financial literacy, use of financial technology, MSME performance. 

File :
daftar pustaka Dewi noor z.pdf
skripsi Dewi noor z bab 1,2,3.pdf