PENGARUH LITERASI KEUANGAN, KUALITAS INFORMASI AKUNTANSI, KEMUDAHAN PERSYARATAN KREDIT, DAN UMUR USAHA TERHADAP AKSES KREDIT PERBANKAN PADA UMKM
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Institusion
Sekolah Tinggi Ilmu Ekonomi Bank Bpd Jawa Tengah
Author
Adhelia, Dinda Rizqi Tsamarah
Subject
HG Finance
Datestamp
2024-06-11 03:44:04
Abstract :
The aim of this study is to examine wether of financial literacy, accounting information quality, ease of credit requirements, and business age affect access to bank credit for MSMEs. This study uses primary data as a source of data through online questionnaire distribution. The population in this study consists of 2,030 SMEs located in the Magelang city. This study uses a quantitative approach with multiple linear regression analysis method with the SPSS version 25 software as the analytical tool. The results show that the variables of Financial Literacy, Quality of Accounting Information, and Ease of Credit Requirements have a positive impact on Access to Bank Credit, while the Business Age variable does not significantly influence Access to Bank Credit.
The aim of this study is to examine wether of financial literacy, accounting information quality, ease of credit requirements, and business age affect access to bank credit for MSMEs. This study uses primary data as a source of data through online questionnaire distribution. The population in this study consists of 2,030 SMEs located in the Magelang city. This study uses a quantitative approach with multiple linear regression analysis method with the SPSS version 25 software as the analytical tool. The results show that the variables of Financial Literacy, Quality of Accounting Information, and Ease of Credit Requirements have a positive impact on Access to Bank Credit, while the Business Age variable does not significantly influence Access to Bank Credit.
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