DAMPAK FINANCIAL KNOWLEDGE, FINANCIAL ATTITUDE DAN INCOME TERHADAP FINANCIAL MANAJEMENT BEHAVIOR (STUDI KASUS NASABAH KSP MITRA DHUAFA AMPEL)
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Institusion
Sekolah Tinggi Ilmu Ekonomi Bank Bpd Jawa Tengah
Author
Kuncorowati, Eka Putri
Subject
H Social Sciences (General)
Datestamp
2024-03-13 02:35:08
Abstract :
This research aims to determine the influence of financial knowledge, financial attitude, and income on financial management behavior, either simultaneously or partially. Research was conducted on KSP Mitra Dhuafa Ampel customers. Data collection techniques use questionnaires and literature study. The sampling method for this research was simple random sampling and produced 98 samples from a population of 4,481 and were processed using SPSS with data analysis techniques including descriptive analysis, validity test, reliability test, normality test, heteroscedasticity test, multicollinearity test, autocorrelation test, linear regression analysis multiple, f test, coefficient of determination, and partial influence test. The results of this research show that financial knowledge and financial attitude have no influence on financial management behavior, while income has an influence on the financial management behavior of KSP Mitra Dhuafa Ampel customers. Keyword: financial knowledge, financial attitude, income, financial management behavior
This research aims to determine the influence of financial knowledge, financial attitude, and income on financial management behavior, either simultaneously or partially. Research was conducted on KSP Mitra Dhuafa Ampel customers. Data collection techniques use questionnaires and literature study. The sampling method for this research was simple random sampling and produced 98 samples from a population of 4,481 and were processed using SPSS with data analysis techniques including descriptive analysis, validity test, reliability test, normality test, heteroscedasticity test, multicollinearity test, autocorrelation test, linear regression analysis multiple, f test, coefficient of determination, and partial influence test. The results of this research show that financial knowledge and financial attitude have no influence on financial management behavior, while income has an influence on the financial management behavior of KSP Mitra Dhuafa Ampel customers. Keyword: financial knowledge, financial attitude, income, financial management behavior
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