Analisis Literasi Keuangan, Efikasi Diri, dan Perilaku Kredit Berisiko di Kabupaten Brebes
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Institusion

Sekolah Tinggi Ilmu Ekonomi Bank Bpd Jawa Tengah

Author

Maulana, Kharis

Subject

HG Finance 

Datestamp

2024-03-20 01:55:53 

Abstract :
Financial behavior is quite an interesting research topic, because it is very important related to people's consumption behavior. Someone with a high income is not necessarily able to manage their expenses well or vice versa. This study aims to determine and analyze the effect of financial literacy and efficacy on risky credit behavior, and the role of self-efficacy that mediates the effect of financial literacy on risky credit behavior in Brebes Regency. This research was conducted in Brebes Regency by distributing questionnaires to the community in Brebes Regency as many as 100 respondents using google form, while the data analysis measurement used SmartPLS. The results showed that financial literacy had a positive effect on risky credit behavior, financial literacy had a positive effect on self-efficacy, self-efficacy had a positive effect on risky credit behavior, and the role of self-efficacy was able to mediate the effect of financial literacy on risky credit behavior. Keywords: Financial literacy, self-efficacy, and risky credit behavior 

File :
Kharis Maulana_22221223_Daftar Pustaka.pdf
Kharis Maulana_22221223_Bab 1-3.pdf