FAKTOR-FAKTOR YANG MEMPENGARUHI RISIKO KREDIT PADA BANK-BANK KONVENSIONAL DI INDONESIA
Total View This Week0

Institusion

Sekolah Tinggi Ilmu Ekonomi Bank Bpd Jawa Tengah

Author

Rahman, Hernanda Nur

Subject

H Social Sciences (General) 

Datestamp

2024-03-26 05:24:16 

Abstract :
This study was conducted with the aim of empirically proving the factors that influence Credit Risk in conventional banks in Indonesia listed on the IDX in 2021 and 2022. The method used in this study uses quantitative methods with secondary data. This study uses the NPL variable as the dependent variable. LDR, CAR, BOPO, and Interest Rate variables as independent variables. The population in this study were 105 banking companies. The sampling technique in this data uses purposive sampling and a sample of 43 conventional banks is obtained. The data used in this study were taken from the bank's annual report which was accessed through the bank's official website and the IDX. This study was analyzed using multiple linear regression analysis methods and processed using SPSS 25. The results of the analysis show that the variables LDR, CAR, BOPO, and Interest Rates have a positive effect on NPL. 

File :
Skripsi_Hernanda Nur Rahman_11201190_REPOSITORY.pdf
DAFTAR PUSTAKA_11201190_Hernanda Nur Rahman (REPOSITORY).pdf