Abstract :
Title: “The Analysis of Banking Financial Report to Measure the Performance of PT. BPR JATIM Cabang Probolinggoâ€. The aim of this study is to know the performance on BPR JATIM Cabang Probolinggo. The analysis device is CAEL ratio, consisting of Capital, Assets Quality, Earning, and Liquidity. The result of this study showed that the capital aspect predicate was healthy with 30 net credit values in 2006-2008. The KAP aspect includes KAPI and KAP 2 in 2006-2008 has a healthy predicate with the net credit values respectively were 25 and 5. The rehabilitation aspect included ROA and BOPO. The net credit value for ROA from 2006-2008 was 5 has a healthy predicate, while for BOPO from 2006-2007 was 5 and decreased in 2008 for about 4.4 with healthy predicate. The analysis of liquidity aspect included Cash Ratio and LDR. The Cash Ratio net credit value gained in 2006-2008 was 5 with healthy predicate. The net credit value for LDR showed decreasing for about 5 in 2006-2007 with healthy predicate. In 2008 LDR decreased to 2.4 with unhealthy predicate. In general, the condition of PT. BPR JATIM Cabang Probolinggo based on CAEL method was in a healthy condition.