Abstract :
Watchfulness kind that used in this watchfulness descriptive watchfulness with approaches qualitative (case study), with title "Analysis camel as a means of to evaluate level bank well-being (study in PT.BPR. Artorejo Batu".
This watchfulness aim is that is to detects to well or not it PT.BPR. Artorejo Batu in the year 2007 until year 2009. Watchfulness use that want achieved especially for bank side that is supposed can be used upon which input or deliberation for PT.BPR. Artorejo Batu also banks other in that decision making with credit control problem to watch over bank well-being.
Analysis result camel menunjukk that is in PT.BPR. Artorejo Batu year 2007 until 2009 enter in category not always well, where in the year 2007 well while in the year 2008 and 2009 indisposed. PT.BPR. Artorejo Batu from year 2007 to 2008 enter in category improves while from year 2008 to year 2009 enter in category deteriorates when reviewed from adequacy ratio (CAR). from year 2007 to 2008 enter in a condition improve while from year 2008 to 2009 enter in a condition deteriorate when reviewed from voluminous assets (assets quality), from year 2007 to 2008 deteriorate and from year 2008 to 2009 enter in a condition improve when reviewed from return on asset (ROA). analysis result roe knowable that PT.BPR. Artorejo Batu from year 2007 to 2008 enter in a condition deteriorate while from year 2008 to year 2009 enter in a condition improve. Analysis result knowable that PT.BPR. Artorejo Batu from year 2007 to year 2008 enter in a condition deteriorate while from year 2008 to 2009 enter in a condition improve when reviewed from net interest margin (NIM). analysis result bopo knowable that PT.BPR. Artorejo Batu year 2007 to 2008 enter in a condition deteriorate while from year 2008 to 2009 enter in a condition improve. analysis result knowable that PT.BPR. Artorejo Batu from year 2008 to 2009 enter in a condition improve when reviewed from loan to deposit ratio.
Several suggestions that submitted in penelitan this that is supposed bank management side to be more maximise in use capital that menyetor to support bank operational activity. supposed bank management side to use assets that has according to maximal on the chance of can increase bank operational activity. Supposed bank side always cope to maximise on potential that has related to bank capital use so that can give contribution according to maximal on bank operational activity.
Keyword: analysis camel and bank well-being level