ANALISIS TINGKAT KESEHATAN PT.BANK PERKREDITAN RAKYAT MENTARI TERANG TUBAN
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Institusion
Universitas Muhammadiyah Malang
Author
Novitasari, Ersa
Subject
HB Economic Theory
Datestamp
2015-12-31 08:30:18
Abstract :
This research is a case study at PT. Light RB Mentari titled "Financial Performance Analysis At PT. RB Mentari Tuban Light ". Rural Bank is itself a bank that implements conventional business activities and or based on sharia principles in their activities do not provide payment traffic services, but only to serve the credit, savings and time deposits. Bank's area of operation limited to a particular region misalya district. Issues that will be addressed in this research is the analysis of the financial performance of BPR Mentari Light Tuban. The purpose of this study was to analyze the financial performance during the period from 2009 to 2011 using the CAMEL without management aspect, which is in PT. BPR Mentari Light in Tuban. Financial ratios used in the study include: the CAR measured Capital, Asset Quality, measured with KAP & PPAP, Earning as measured by ROA and ROA and Liquidity as measured by CR & LDR. The types of data used in this research is quantitative data, such as the calculation of the bank's financial ratios, which are derived from the financial statements RB Mentari light period from 2009 to 2011. Performance measures used in this study is focused on the financial aspects. Financial ratio analysis which includes the Capital CAEL (Capital), Asset Quality (Asset Quality), Profitability (Earning), and liquidity (Liquidity). Of the ratio is used as a tool to calculate the financial performance of the PT. Mentari RB Light. BPR is a proper form to be established in Indonesia, as well as financial institutions for the distribution of welfare society economically weak. Data analysis techniques using descriptive analysis using the results of the analysis on financial ratios and then analyzed using the Time Series by the calculation from one year to show predicated Healthy banks, while for Cross section can be concluded that the results using the cross section relatively healthy banks , by comparing the value of the ratio of the standard provisions of BI. The results of calculations by means of financial ratio analysis to calculate the bank's financial performance in the period 2009-2011 include aspects of capital, asset quality, profitability and liquidity. In PT.BPR Mentari This light can be categorized as healthy enough bank
This research is a case study at PT. Light RB Mentari titled "Financial Performance Analysis At PT. RB Mentari Tuban Light ". Rural Bank is itself a bank that implements conventional business activities and or based on sharia principles in their activities do not provide payment traffic services, but only to serve the credit, savings and time deposits. Bank's area of operation limited to a particular region misalya district. Issues that will be addressed in this research is the analysis of the financial performance of BPR Mentari Light Tuban. The purpose of this study was to analyze the financial performance during the period from 2009 to 2011 using the CAMEL without management aspect, which is in PT. BPR Mentari Light in Tuban. Financial ratios used in the study include: the CAR measured Capital, Asset Quality, measured with KAP & PPAP, Earning as measured by ROA and ROA and Liquidity as measured by CR & LDR. The types of data used in this research is quantitative data, such as the calculation of the bank's financial ratios, which are derived from the financial statements RB Mentari light period from 2009 to 2011. Performance measures used in this study is focused on the financial aspects. Financial ratio analysis which includes the Capital CAEL (Capital), Asset Quality (Asset Quality), Profitability (Earning), and liquidity (Liquidity). Of the ratio is used as a tool to calculate the financial performance of the PT. Mentari RB Light. BPR is a proper form to be established in Indonesia, as well as financial institutions for the distribution of welfare society economically weak. Data analysis techniques using descriptive analysis using the results of the analysis on financial ratios and then analyzed using the Time Series by the calculation from one year to show predicated Healthy banks, while for Cross section can be concluded that the results using the cross section relatively healthy banks , by comparing the value of the ratio of the standard provisions of BI. The results of calculations by means of financial ratio analysis to calculate the bank's financial performance in the period 2009-2011 include aspects of capital, asset quality, profitability and liquidity. In PT.BPR Mentari This light can be categorized as healthy enough bank
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