Abstract :
ABSTRACT
This study aims to examine Influence non-performing loans in predicting the profitability and liquidity. Variables used in this research is substandard loans, doubtful loans, loss, return on equity (ROE) and a loan to deposit ratio (LDR). The population in this study is the banking industry listed in Indonesia Stock Exchange (BEI) in the years 2011-2015. Sampling was done by purposive sampling method. Based on purposive sampling, obtained a sample of 105 samples from 21 companies. The method used is multiple linear regression analysis. The results of research on a model I show that the profitability variable substandard loans, doubtful loans have no effect on profitability, while loss have effect on profitability. Results of research on the model II shows that the liquidity variable substandard loans, doubtful loans and loss has no effect on liquidity. Keywords: Non Performing Loan, Profitability and Liquidity