Abstract :
In this study, the researcher used the title LEGAL CONSEQUENCES FOR
CREDITORS SUCCESSFUL BY THE DEBTOR FOR FORCED WITHDRAWAL
OF FIDUCIARY OBJECTS. The formulation of the problems that arise include,
among others: what legal actions can be taken by the creditor if the debtor does
not pay the debt when it is due and what are the legal consequences faced by the
creditor for the debtor's legal action related to the forced withdrawal of the object
of fiduciary security by the creditor
The form of this research method is normative legal research, so in this
study an approach to legislation along with views and doctrines in legal science is
analyzed which is then analyzed against the application of law to resolve legal
issues in this study.
From result the analysis carried out in this study, the researcher states
that: as a result of the creditor carrying out the execution of the object of
fiduciary security by force when the debtor defaults, it can be subject to criminal
sanctions contained in Articles 335, 365, and 368 of the Criminal Code related to
using coercion and physical violence and in Article 3 paragraph 1 of the
Regulation of the Minister of Finance of the Republic of Indonesia Number
130/PMK.010/2012 which also imposes sanctions on financial institutions that do
not register the object of guarantee at the fiduciary guarantee registration office.
As for the things that underlie the parties to take legal action, namely: the
creditor wants the debtor's obligations to be carried out properly to pay off his
debt, while the debtor wants to get protection against the forced withdrawal of the
object of the guarantee carried out by the creditor.
Keywords: Guarantee, Execution, Fiduciary