Inovasi program IB Mapan Wakaf pada Lembaga Keuangan Syari’ah-penerima Wakaf uang (LKS-PWU) Bank Cimb Niaga Syari’ah: Studi Respons Masyarakat Terhadap Wakaf Uang di Kota Malang
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Institusion
Universitas Islam Negeri Maulana Malik Ibrahim Malang
Author
Anggraeni, Luciana
Subject
Datestamp
2018-03-14 08:23:47
Abstract :
?????? ????? ??? ???????? ??? ?????? ??????? ??????? ?? ??? ??????? ???? ?????? ??????? ??????? ?? ????? ???? ???????? ?? ????????? ??? ????? ??????. ????CIMB ??????? ??????? ??????iB ???? ????? ????? ??????? ????? ?? ????? ??????? ??????? ???? ????? ????? ???? ???????. ????? ??? ????? ??? ???????? ???? ???? ?????? ?? ???? ??????? ??????????? ?? ????? ????? ?????? ??? ?????? ??????iB ???? ????? ??? ?????? ??????? ??????? ? ?????? ?????? ???????? ?????CIMB ??????? ??????? ?????????? ?????? ?? ??????? ?????? ?????? ??? ??????iB ???? ????? ??? ?????? ??????? ??????? CIMB ??????? ???????. ??? ??? ????? ?? ??? ??????? ????? ??? ????. ???? ??????? ????????? ???????? ?????? ?? ???? ??????? ??????????? ?? ????? ????? ?????? ???? ??????? ?? ?????? ????????? ???????? ?? ???????? ????????? ????????. ??? ??????? ???????? ????? ??????? ????????? ??? ????? ????? ?????? ?????? ?????? ??? ??????? ??????? ?? ??????? ?? ??????iB ???? ????? ???????. ??? ???? ??????? ??????????? ?? ????? ????? ?????? ??? ??????iB ???? ????? ?? ?????? ????? ?????? ?? ????????? ????????? ??????? ????? ?????? ?? ?????? ??????? ??????? ???? ?????? ??? ????? ?????? ???? ?? ?????? ?? ????CIMB ??????? ???????. ???? ????? ??? ???????? ?????? ???????? ?????? ???? ???? ?? ???? ??? ????? ????? ?????? ?????? ??????? ???????. ABSTRACT Although law on cash of waqf has been legally decided by the government, the implementation of cash of waqf has not significantly prompted Moslems in Indonesia. In fact, only few societies understand the importance of cash endowment. It then becomes problems to waqf institutions in socialization and problem solving toward waqf which has not been distributed productively. CIMB Niaga Syari'ah offered Established Endowment iB program as an innovation in implementing cash of waqf to facilitate easily and efficiently. This study focused on two problems; opinion of BWI (Badan Wakaf Indonesia) of Malang delegation toward Established Cash of Waqf iB program at LKS-PWU CIMB Niaga Syari?ah Bank and Malang societies responses toward Established Cash of Waqf iB program at LKS-PWU CIMB Niaga Syari?ah Bank. This study is a field research implementing method of qualitative approach. The researcher conducted in-depth interview to some informants, structures of BWI of Malang delegation, religious figures, activists of Islamic Economy, and educator figures. After obtaining the data, an analysis using Responsive Law Theory by Philippe Nonet Selznick was carried out to investigate and comprehend societies? responses toward Established Cash of Waqf iB program at LKS-PWU CIMB Niaga Syari?ah Bank. According to opinion of BWI (Badan Wakaf Indonesia) of Malang delegation, this program is quite innovative as the answer of societies? needs to cash of waqf with no significant of loss of their saved money at CIMB Niaga Syari?ah Bank. Thus, this program was considered as an innovation by which could prompt societies? awareness toward cash of waqf. This program could also become a solution to give understanding to societies concerning cash of waqf and facilitate wakif candidates who want to endow upon their economic ability. Malang societies? responses toward this program were that this program was supposed to be clarified more since this program was different from other common savings and the utilization of waqf had to be transparent. ABSTRAK Undang-Undang wakaf tunai telah disahkan oleh Pemerintah namun untuk praktek wakaf tunai belum menarik minat umat Islam di Indonesia secara signifikan. Faktanya masyarakat masih sangat sedikit yang paham akan pentingnya wakaf tunai, hal ini yang kemudian menjadi permasalahan bagi lembaga wakaf dalam upaya sosialisasi serta penyelesaian masalah wakaf yang belum didistribusikan secara produktif. CIMB Niaga Syari?ah menawarkan program iB Mapan Wakaf sebagai inovasi baru dalam pelaksanaan wakaf tunai dengan tujuan memberi sarana yang mudah dan efisien. Penelitian ini difokuskan pada dua permasalahan, yaitu pandangan Badan Wakaf Indonesia (BWI) Perwakilan Kota Malang terhadap program iB Mapan Wakaf di LKS-PWU Bank CIMB Niaga Syari?ah dan respons masyarakat Kota Malang terhadap program iB Mapan Wakaf di LKS-PWU Bank CIMB Niaga Syari?ah. Penelitian ini merupakan penelitian lapangan (field reseach) dengan metode pendekatan kualitatif. Peneliti melakukan wawancara secara mendalam kepada informan serta para struktural yang ada di BWI Perwakilan Kota Malang dan beberapa Tokoh Agama, Tokoh Pegiat Ekonomi Islam, Tokoh Pendidik. Berdasarkan data yang telah didapat kemudian dilakukan analisis menggunakan Teori Hukum Responsif oleh Philippe Nonet dan Philip Selznick untuk mengetahui sejauh mana respons masyarakat terhadap Program iB Mapan Wakaf CIMB Niaga Syari?ah. Menurut pandangan BWI Perwakilan Kota Malang Program iB Mapan Wakaf merupakan suatu program yang cukup inovatif sebagai jawaban kebutuhan masyarakat yang ingin melaksanakan wakaf tunai tanpa merasa kehilangan uang yan
?????? ????? ??? ???????? ??? ?????? ??????? ??????? ?? ??? ??????? ???? ?????? ??????? ??????? ?? ????? ???? ???????? ?? ????????? ??? ????? ??????. ????CIMB ??????? ??????? ??????iB ???? ????? ????? ??????? ????? ?? ????? ??????? ??????? ???? ????? ????? ???? ???????. ????? ??? ????? ??? ???????? ???? ???? ?????? ?? ???? ??????? ??????????? ?? ????? ????? ?????? ??? ?????? ??????iB ???? ????? ??? ?????? ??????? ??????? ? ?????? ?????? ???????? ?????CIMB ??????? ??????? ?????????? ?????? ?? ??????? ?????? ?????? ??? ??????iB ???? ????? ??? ?????? ??????? ??????? CIMB ??????? ???????. ??? ??? ????? ?? ??? ??????? ????? ??? ????. ???? ??????? ????????? ???????? ?????? ?? ???? ??????? ??????????? ?? ????? ????? ?????? ???? ??????? ?? ?????? ????????? ???????? ?? ???????? ????????? ????????. ??? ??????? ???????? ????? ??????? ????????? ??? ????? ????? ?????? ?????? ?????? ??? ??????? ??????? ?? ??????? ?? ??????iB ???? ????? ???????. ??? ???? ??????? ??????????? ?? ????? ????? ?????? ??? ??????iB ???? ????? ?? ?????? ????? ?????? ?? ????????? ????????? ??????? ????? ?????? ?? ?????? ??????? ??????? ???? ?????? ??? ????? ?????? ???? ?? ?????? ?? ????CIMB ??????? ???????. ???? ????? ??? ???????? ?????? ???????? ?????? ???? ???? ?? ???? ??? ????? ????? ?????? ?????? ??????? ???????. ABSTRACT Although law on cash of waqf has been legally decided by the government, the implementation of cash of waqf has not significantly prompted Moslems in Indonesia. In fact, only few societies understand the importance of cash endowment. It then becomes problems to waqf institutions in socialization and problem solving toward waqf which has not been distributed productively. CIMB Niaga Syari'ah offered Established Endowment iB program as an innovation in implementing cash of waqf to facilitate easily and efficiently. This study focused on two problems; opinion of BWI (Badan Wakaf Indonesia) of Malang delegation toward Established Cash of Waqf iB program at LKS-PWU CIMB Niaga Syari?ah Bank and Malang societies responses toward Established Cash of Waqf iB program at LKS-PWU CIMB Niaga Syari?ah Bank. This study is a field research implementing method of qualitative approach. The researcher conducted in-depth interview to some informants, structures of BWI of Malang delegation, religious figures, activists of Islamic Economy, and educator figures. After obtaining the data, an analysis using Responsive Law Theory by Philippe Nonet Selznick was carried out to investigate and comprehend societies? responses toward Established Cash of Waqf iB program at LKS-PWU CIMB Niaga Syari?ah Bank. According to opinion of BWI (Badan Wakaf Indonesia) of Malang delegation, this program is quite innovative as the answer of societies? needs to cash of waqf with no significant of loss of their saved money at CIMB Niaga Syari?ah Bank. Thus, this program was considered as an innovation by which could prompt societies? awareness toward cash of waqf. This program could also become a solution to give understanding to societies concerning cash of waqf and facilitate wakif candidates who want to endow upon their economic ability. Malang societies? responses toward this program were that this program was supposed to be clarified more since this program was different from other common savings and the utilization of waqf had to be transparent. ABSTRAK Undang-Undang wakaf tunai telah disahkan oleh Pemerintah namun untuk praktek wakaf tunai belum menarik minat umat Islam di Indonesia secara signifikan. Faktanya masyarakat masih sangat sedikit yang paham akan pentingnya wakaf tunai, hal ini yang kemudian menjadi permasalahan bagi lembaga wakaf dalam upaya sosialisasi serta penyelesaian masalah wakaf yang belum didistribusikan secara produktif. CIMB Niaga Syari?ah menawarkan program iB Mapan Wakaf sebagai inovasi baru dalam pelaksanaan wakaf tunai dengan tujuan memberi sarana yang mudah dan efisien. Penelitian ini difokuskan pada dua permasalahan, yaitu pandangan Badan Wakaf Indonesia (BWI) Perwakilan Kota Malang terhadap program iB Mapan Wakaf di LKS-PWU Bank CIMB Niaga Syari?ah dan respons masyarakat Kota Malang terhadap program iB Mapan Wakaf di LKS-PWU Bank CIMB Niaga Syari?ah. Penelitian ini merupakan penelitian lapangan (field reseach) dengan metode pendekatan kualitatif. Peneliti melakukan wawancara secara mendalam kepada informan serta para struktural yang ada di BWI Perwakilan Kota Malang dan beberapa Tokoh Agama, Tokoh Pegiat Ekonomi Islam, Tokoh Pendidik. Berdasarkan data yang telah didapat kemudian dilakukan analisis menggunakan Teori Hukum Responsif oleh Philippe Nonet dan Philip Selznick untuk mengetahui sejauh mana respons masyarakat terhadap Program iB Mapan Wakaf CIMB Niaga Syari?ah. Menurut pandangan BWI Perwakilan Kota Malang Program iB Mapan Wakaf merupakan suatu program yang cukup inovatif sebagai jawaban kebutuhan masyarakat yang ingin melaksanakan wakaf tunai tanpa merasa kehilangan uang yan
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