Analisis Faktor - Faktor yang Mempengaruhi Penyaluran Pembiayaan pada Perbankan Syariah di Indonesia
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Institusion

Universitas Sumatera Utara

Author

Sari, Rizqa Permata

Subject

Distribution of Financing 

Datestamp

2018-12-28 03:06:10 

Abstract :
The purpose of this study is to analyze the factors of affecting distribution financing of islamic banking in Indonesia for 5 years that is in the year 2013-2017 are reviewed based on monthly data. The independent variables used in this study are DPK, ROA, NPF and BOPO. The method used in the analysis of the effect of financing disbursement of Islamic Banking in Indonesia is Error Correction Model (ECM) by using software to process data that is by using Eviews 8. The results of this study indicate that, in the long run and short term BUS and UUS, DPK, ROA and BOPO variables have a significant influence on financing distribution, but the NPF variable has a statistically insignificant effect on the 95% confidence level. Simultaneously variable of DPK, ROA, NPF and BOPO have significant effect to financing distribution with F-statistic probability value 0.0000.