Pengaruh Risk Based Bank Rating terhadap Financial Distress pada Perbankan Konvensional yang terdaftar di Bursa Efek Indonesia Periode 2015-2019
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Institusion

Universitas Sumatera Utara

Author

Mufrida, Yolasari (STUDENT ID : 180521096)
(LECTURER ID : 0004126207)

Subject

Non Performing Loan (NPL) 

Datestamp

2022-11-28 07:25:41 

Abstract :
This study aims to determine the effect of Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), Good Corporate Governance (GCG), Return on Assets (ROA), and Capital Adequacy Ratio (CAR) on Financial Distress. This research is associative and the type of data used is quantitative data. The sample used in this study were 20 conventional banking companies listed on the IDX period 2015- 2019. The data analysis method used is data regression analysis. The results of this study indicate that simultaneously, Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), Good Corporate Governance (GCG), Return on Assets (ROA), and Capital Adequacy Ratio (CAR) have a significant effect on financial distress. Partially, Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), Good Corporate Governance (GCG), and have a negative and insignificant effect on financial distress. Meanwhile, Return on Assets (ROA) and Capital Adequacy Ratio (CAR) have a positive and significant effect on Financial Distress.