Abstract :
To attain toward the ideal condition, shariah banking's produtive assets must put great emphasize on linkage aspect settlement activity of sharia banking
asset in real sector (productive financing at primary, secondary and tertiary economic sector), banking's role as intermediary institution. The object of this
research are several centre office of sharia banking and the operational variable are (1) Classification of Product Financing (Equity and Debt Financing),
(2)Classification of Economic Sector Financing (primary, secondary and tertiary industry) and (3) Condition of Economic which all those variables will be analyze
its impact to the rate of Non performingfinancing (NPF).
According to the research result, through statistical method and with 5 % significance rate or a=0.05, using statistical method (Mann-Whitney and
Kruskall- Wallis) shows there 's no significance difference between the NPF of
equity financing and debt financing on Financing Product Classification and
there 's no significance difference between the NP F of primary, secondary and
tertiary industry on Financing Economic Sector Classification. Based on the
result of using statistical method (Spearman Rank-Correlation CoeffiCient) there's
no impact of Financing Product Classification (Equity and Debt Financing) and
Financing Economic Sector Classification (primary, secondary and tertiary
industry) to Non Performing Financing a1 Shariah Banking. Using statistical
method (Mann-Whitney) shows there's a significance difference between the NPF
of financing product classification and financing economic sector classification
on 2001-2005 with the NPF of financing product classification and financing
economic sector classification on 2006-2007 or it could be conclude that there's
an impact of external factor (condition of economic) to Non Performing Financing.
Keywords : Financing Product Classification (Equity and Debt Financing),
Financing Economic Sector Classification (primary, secondary and tertiary industry), Condition of Economic and NPF