Peran Analisis Laporan Keuangan Terhadap Keputusan Pemberian Kredit Modal Kerja Pada PT. Bank X
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Institusion
STIE Indonesia Banking School
Author
Rahmawati, Indri
Subject
HF5601 Accounting
Datestamp
2024-07-18 04:05:52
Abstract :
The purpose of this research is to understand the role of finance report analysis working capital credit giving decision at PT. Bank X, through ratio judgement method covering liquidity, solvability, activity and profitability, cash flow projection and working capital analysis to get finance condition overview which can be shown by the ratio. Based on research and all input data analysis, we can take a summary that finance report analysis (finance aspect) is essential to PT. Bank X working capital credit decision. Eventhough there are several supporting important other aspects such as, general aspect, management aspect, technical aspect and production, marketing aspect, and bank good relation aspect, last but not least with debitur potential jugdement streghten management aspect.
The purpose of this research is to understand the role of finance report analysis working capital credit giving decision at PT. Bank X, through ratio judgement method covering liquidity, solvability, activity and profitability, cash flow projection and working capital analysis to get finance condition overview which can be shown by the ratio. Based on research and all input data analysis, we can take a summary that finance report analysis (finance aspect) is essential to PT. Bank X working capital credit decision. Eventhough there are several supporting important other aspects such as, general aspect, management aspect, technical aspect and production, marketing aspect, and bank good relation aspect, last but not least with debitur potential jugdement streghten management aspect.
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