Abstract :
The aim of this research is to know and learn information system of perkreditan based on risk. This system produces a report of credit (lending fund), has a facilities for data entry, searching, and monitoring so that it produces information: accuracy, time lined and user friendly. This desriptive research covers the activities of gathering data through observation, interview and literate study. This research uses secondary data which is taken from Bank Indonesia website, University of Indonesia library, and LIPI website. The conclusion of this study proved that information system of perkreditan effected the positively of credit decision, to produce an accurate, time lines and user friendly information. Keywords: Information system, lending fund, and impaired loan.