Institusion
Universitas Abdurachman Saleh
Author
Siti, Zainiyah
Karnadi, Karnadi
Lita, Permata Sari
Subject
HB Economic Theory
Datestamp
2023-12-21 05:01:01
Abstract :
The research objective was to determine the Analysis of the Factors Influencing Financial Management in High School Youth in Duwet Situbondo Village with Financial Inclusionas a Mediation Variable. In this study the sampling technique used was Saturated Sample with atotal sample of 78. Data analysis and hypothesis testing in this study used the Structural EquationModel - Partial Least Square (PLS-SEM).
The results of the direct effect hypothesis test using the Smart PLS 3.0 application, showthat financial literacy has a positive and significant effect on financial inclusion, financial attitudes have a positive and significant effect on financial inclusion, financial literacy has a positive and significant effect on financial management, financial attitudes have a negative butsignificant effect on Financial management, financial inclusion has a positive and significant effect on financial management, financial inclusion has a positive but not significant effect onfinancial management through financial inclusion, financial attitudes have a positive and significant effect on financial management through financial inclusion.
Keywords: Financial Literacy, Financial Inclusion, Financial Attitude, Financial Management