Abstract :
Liquidity is the company's ability to pay obligations immediately that must be
met. Liquidity in this study includes the Quick ratio, Cash Ratio and Loan to
Deposit ratio. In addition, there is also a profitability ratio, namely Return on
assets. In this study, the method used was sampling, namely purposive sampling
(sampling technique by determining certain criteria) with the research data period
2016-2020. The analytical tool used is multiple linear regression analysis and the
proof is using t test and F test. The results obtained are Quick Ratio, Cash Ratio
and Loan to Deposit Ratio simultaneously have a significant positive effect on the
Returnn variable. Partially Loan to deposit Ratio has an effect on Return on
Assets while for Quick Ratio and Cash ratio has no effect on Return On Assets.
National commercial banks need to pay attention to the Loan to Deposit Ratio so
that it is not less than the standard set by the government, namely by expanding in
lending..
Keywords: Quick Ratio, Cash Ratio, Loan to Deposit Ratio, Return on Asset.