Institusion
STIE Indonesia Banking School
Author
A. Bangun, Marisa Etikahayu
Subject
HF5601 Accounting
Datestamp
2024-06-25 07:48:25
Abstract :
Banking Industry still become priority to the Economic of Indonesia. With the
function of banking, Indonesia's economic will growth in the future. Lately, there
are three problems that bank should accomplish to strength the foundation of
bank. Three problems are Capital, Banking Intermediary and Non-performing
loans. Banks got opportunity to increase their capital by become go public banks.
By become go public banks, banks can increase their capital in the future. The
purpose of this research is to discover the financial performance 's difference after
bank go public. The object of this research is PT BRI, Tbk, that have been listed
since November 2003. This research used descriptive analysis to discover the
financial performance's difference and paired sample t-test analysis to discover
the significancy level of the difference. As a result, after go public, LDR and ROA
of PT BRI, Tbk are significantly different, but they were decreasing. Meanwhile,
NPL is unsignificantly different. NPL continues to increase but the increasing still
fulfill the BI requirement. As a conclusion, bank condition before go public are
difference compared to bank condition after going public, although there is some
evidence that their performance deteriorates.
Keywords: Stock Market, Banking, LDR, NPL, ROA, descriptive analysis, compare means.